New Financial Year Resolution for Business

It’s the beginning of a new financial year so let’s get you thinking about the leaky tap that is your cash flow and how to stop living on a day by day, “Will I have enough to pay this bill “, basis.

Planning via a cash flow forecast ensures that you will always have enough, no matter what your obligations, and will keep you level-headed when things don’t go to plan.

READ ON…

Salary Sacrificing

Ever wondered why some people seem to get many benefits in their job that normal people just don’t get. We all know that government workers can salary sacrifice to a multitude of different things without being penalised, pay less tax and get more in the hand.

Did you know that there are ways of having your cake and eating it too?

Salary Sacrificing can be used by anybody employed as a salary and wage earner – you just have to ask for it, and if your employer will not lose out from giving it to you then isn’t it a win-win scenario!!!

LEARN MORE…

Banks & Finance: Neil Barker Lending Solutions

Our long established relationship with Neil Barker Lending Solutions has been maintained for more than 12 years. Neil and his staff offer financial services. They are trusted brokers sourcing the best lenders for both our personal and commercial clients’ needs and compare all the banks and financial offers out there. The initial consultation to establish your finance needs is free of charge.

Neil and his staff have an extensive list of finance solutions. and can source new or review existing solutions for financing the following products:

• Motor vehicles
• Home loans; whether if your first home, your next home or an investment property
• Personal Finance
• Commercial & Business loans
• Plant & Equipment financing
• Debtor financing
• Chattel Mortgages
• Rural & Farming loans
• Refinancing.

If you are looking for a loan or any of the above finance solutions, then we suggest you start with Neil Barker.

However, we do have professional relationships with a few bank managers. We bank with ANZ and as such have a dedicated team of advisors at hand to help you.

Our ANZ Adviser Selina Donnelly is a small business specialist and can help with the following services for everyday business banking products:

• Starting a business advice and tools
• Changing banks
• Business Planning tools.

Greg Webb is a home and investment lending manager and can help with all personal banking solutions.

Legal

We have professional partnerships with a number of solicitors who can supply us with contracts, advice and solutions in the legal realm. If you have need to contact the right people to overlook a new business takeover contract or a business partnership agreement, we can put you in touch with our professional partners.

 

Insurance and Estate Planning: IResolve – Damian Eales

Damian’s initial relationship with Forsyths was providing insurance advice to our personal and business clients. Over the years, this relationship has continued to develop and expand.

Damian has designed and implemented the iResolve process that takes personal and business clients step by step through a fully documented and funded plan for their estate. The objective is simple – if something happens you need to get the right amount of money to the right people, at the right time. As a bonus, the initial presentation to establish your estate needs is free of charge.

The iResolve five-step process involves:

• The Vision Builder – The vision builder is a thought provoking introduction to the program.
• Get me organised – Following simple steps will ensure that your affairs are streamlined, documented and in order.
• The Legacy Solution – Stepping through the Legacy phase is designed so your dependants and beneficiaries have confidence regarding future outcomes.
• The Estate Transition – The estate transition blueprint ensures that your wealth transition issues are effectively documented and structured.
• iResolve Endorsement – The iResolve Endorsement is designed to effectively manage
your changing situation.

Self-Managed Super: MGD Wealth – Andrew Albury

Andrew Albury is one of the Directors of MGD Wealth and we are fortunate that Andrew visits our office on a regular basis to provide advice and assistance to our clients wishing to know what they can do with their superannuation, investments and insurance.

We have been in partnership with MDG Wealth for more than 25 years, with Andrew providing advice, review and solutions to meet each client’s needs and objectives.

The MGD Wealth portfolio of specialist advice services includes:

• Total Wealth Management (TWM)
• Investment Advisory
• Self-Managed Superannuation Advisory
• Tax Advisory
• Personal Risk Insurance Advisor.